EST-24117-MIT · SF-77-A4821 · job J-10421
Boudreaux, Marie — water/mitigation · Metairie, LA · estimator Tyrell Joseph
Approved Complete round 4
Current RCV
$14,820
Approved
$14,820
Rounds
4
Submitted
36d ago
Challenged
1
Revision thread — ball-in-court
State Farm · XactAnalysisGRS (estimator)
↔
State Farm (auditor)
R1 · submitted Jun 22, 1:50 AM
Initial mitigation estimate submitted via XactAnalysis.
+$13,990
R1 · auditor return Jun 24, 1:50 PM
Need moisture map + daily readings to support 6 days dehu. Air mover qty exceeds PL guidance for SF affected.
+$0
DocsPricing
WTR EQDH — Dehumidifier (per day): DOCUMENTATION
R2 · submitted Jun 25, 4:14 AM
Resubmitted with moisture log + photos; added 1 day dehu.
+$830
R2 · auditor return Jun 28, 9:02 PM
Day 6 moisture reading photo not attached. Provide and we will release.
+$0
Docs
WTR EQDH — Dehumidifier (per day): Still missing day-6 reading
R3 · submitted Jul 1, 2:22 AM
Submitted to carrier.
+$0
held 2.2d before this
R3 · auditor return Jul 8, 2:41 PM
Need moisture map + daily readings; O&P not warranted at this complexity.
+$0
DocsScopeO&P
DOCUMENTATION — Moisture Map Missing: Auditor requires a moisture map to substantiate the scope and extent of water intrusion documented in the estimate.
→ Attach a room-by-room moisture map (floor plan overlay) clearly showing all affected materials, moisture reading locations, and affected boundaries. Use Xactimate's sketch or a third-party moisture mapping tool and include it as a supporting exhibit.
DOCUMENTATION — Daily Moisture Readings Absent: Auditor is requiring daily psychrometric/moisture readings to validate drying equipment placement, duration, and equipment quantities billed.
→ Upload the complete drying log including daily moisture content (MC) readings per material, ambient temperature, relative humidity (RH), GPP readings, and equipment in/out dates. Readings should show a drying curve from initial wet baseline to documented dry standard (per IICRC S500).
OP_DISPUTE — Overhead & Profit Challenged: Auditor contends the project complexity does not warrant a general contractor's Overhead & Profit (O&P), implying the work could be performed by subcontractors alone without GC coordination.
→ Provide a written narrative documenting the number of trades coordinated (e.g., demolition, drying, rebuild, electrical, plumbing), the project timeline requiring scheduling oversight, and any code-compliance inspections managed. Reference Xactimate's O&P guidelines and industry standards (e.g., Donan, Haag, or insurer bulletins) supporting O&P on multi-trade losses. Include the signed contract showing GC role.
held 7.5d before this
R4 · submitted Jul 8, 2:42 PM
Submitted to carrier.
+$0
held 0.0d before this
R4 · auditor return Jul 8, 2:42 PM
Approved as revised.
+$0
Line items
1 challenged| Code | Description | Rnd | State | RCV |
|---|---|---|---|---|
| WTR EQAM | Air mover (per day) | 0 | accepted | $2,940 |
| WTR EQDH | Dehumidifier XL (per day) | 0 | challenged | $5,880 |
| WTR EXTR | Water extraction | 0 | accepted | $1,820 |
| WTR ANTI | Antimicrobial application | 0 | accepted | $980 |
| CLN FLR | Final cleaning - heavy | 1 | added | $830 |
Record
estimate = collection root{
"estimate": {
"id": "est_EST-24117-MIT",
"estimateNo": "EST-24117-MIT",
"claimNo": "SF-77-A4821",
"jobNo": "J-10421",
"carrierId": "car_statefarm",
"insuredName": "Boudreaux, Marie",
"lossType": "water",
"phase": "mitigation",
"estimator": "Tyrell Joseph",
"location": "Metairie, LA",
"rcv": 14820,
"acv": 14820,
"approvedRcv": 14820,
"status": "approved",
"ballInCourt": "done",
"currentRound": 4,
"openedAt": "2026-06-20T01:50:23.264Z",
"submittedAt": "2026-06-22T01:50:23.264Z",
"lastActionAt": "2026-07-08T14:42:32.077Z",
"clockStartedAt": "2026-07-08T14:42:30.657Z",
"nextAction": "",
"nextActionDue": null
},
"carrier": "State Farm",
"aging": {
"ballInCourt": "done",
"daysHeld": 0,
"budgetDays": 0,
"pctOfBudget": 0,
"state": "done",
"label": "Complete"
},
"counts": {
"revisions": 8,
"lineItems": 5,
"followups": 4,
"events": 10
}
}Next best action
AI● recommended move
Estimate is Approved. No further action.
ball: Complete · SLA 3d · audit 3.5d
Follow-up & follow-through
0 openConfirm air-mover qty against SF price list
verify_code · Tyrell Joseph · due Jun 28
Attach day-6 moisture reading + resubmit
respond · Tyrell Joseph · due Jun 30
Attach photo justification per challenged item
verify_code · Tyrell Joseph · due Jul 9
Answer auditor — DOCUMENTATION, SCOPE, OP_DISPUTE
respond · Tyrell Joseph · due Jul 10
Correspondence
4 messages EST-24117-MIT — submission R0 Jun 22, 1:50 AM
▲ to claims@statefarm.com · XactAnalysis
Initial mitigation estimate submitted via XactAnalysis.
Estimate Review — EST-24117-MIT (SF-77-A4821) Jun 24, 1:50 PM
▼ from desk-audit@statefarm.com · XactAnalysis
Need moisture map + daily readings to support 6 days dehu. Air mover qty exceeds PL guidance for SF affected.
EST-24117-MIT — submission R2 Jun 25, 4:14 AM
▲ to claims@statefarm.com · XactAnalysis
Resubmitted with moisture log + photos; added 1 day dehu.
Estimate Review — EST-24117-MIT (SF-77-A4821) Jun 28, 9:02 PM
▼ from desk-audit@statefarm.com · XactAnalysis
Day 6 moisture reading photo not attached. Provide and we will release.
Identity
Claim #
SF-77-A4821
Job #
J-10421
Carrier
State Farm
O&P cap
10/10
Loss / phase
water / mitigation
Location
Metairie, LA
Activity
Approved as revised.
auditor · Jul 8, 2:42 PM
R4 submitted to carrier.
Tyrell Joseph · Jul 8, 2:42 PM
1 car_statefarm rule(s) fired: Photo justification on challenge
rules-engine · Jul 8, 2:42 PM
Auditor returned R3: Auditor is withholding approval pending submission of a moisture map and daily drying logs, and is disputing the inclusion of Overhead & Profit on grounds of insufficient project complexity.
auditor · Jul 8, 2:42 PM
R3 submitted to carrier.
Tyrell Joseph · Jul 1, 2:22 AM
R2 Auditor returned: Day 6 moisture reading photo not attached. Provide and we will release.
auditor · Jun 28, 9:02 PM
R2 Submitted to carrier · Δ +830: Resubmitted with moisture log + photos; added 1 day dehu.
estimator · Jun 25, 4:14 AM
R1 Auditor returned: Need moisture map + daily readings to support 6 days dehu. Air mover qty exceeds PL guidan
auditor · Jun 24, 1:50 PM
R1 Submitted to carrier · Δ +13,990: Initial mitigation estimate submitted via XactAnalysis.
estimator · Jun 22, 1:50 AM
Estimate EST-24117-MIT opened for Boudreaux, Marie (water/mitigation).
Tyrell Joseph · Jun 20, 1:50 AM